The Royal Bank of Canada (RBC) is among the largest lenders in Canada and it offers a wide collection of credit card options. We have covered all the cards in the article ahead. But, first, we will see the process to activate the RBC credit card via rbc.com/activate.
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Steps to Activate your Credit Card at rbc.com/activate
You can activate the credit card through any of the following ways:
Activate RBC Credit Card Via Online Banking
- If you have access to online banking, sign in using your username and password.
- On the Account Summary page, select your credit card. You will be redirected to the credit card account details page.
- Select the ‘Activate My Credit Card’ option and follow the on-screen prompts for activating the card.
Activate RBC Credit Card Via Activation Page
If you don’t have access to online banking, the card can be activated via the activation page. Here are the steps to be followed:
- Go to the activation page at rbc.com/activate.
- In the given field, enter your credit card number and click the ‘Start Activation’ button.
- Follow the on-screen prompts to complete the process. You can also enroll in online banking (if you wish) during the process.
Activate RBC Credit Card Via Call
The Business Banking, Personal, or Private Banking credit card can be activated on the call. Just call the numbers given below and you will be connected with an automated system or account specialist. You will be guided to activate your card.
- For Personal or Business Banking Credit Cards activation, call 1-877-900-5900
- For Private Banking Credit Cards activation, call 1-888-769-2585
As soon as the card is activated, sign at the back of your card in the given space. If you are replacing an older card, destroy the old card properly.
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RBC Credit Cards
RBC offers different credit cards in various categories viz. Travel, Cash Back, Low Interest, Student, Business, No Annual Fee, and Rewards. Here, we have listed all credit cards offered by RBC. you can check out the one you are interested in on the official website for detailed information.
RBC Avion Visa Infinite – 35,000 Welcome points and 20,000 bonus points if you spend $5,000 in the first six months. The card has an annual fee of $120. One RBC reward point is given for every dollar spent.
WestJet RBC World Elite Mastercard – This card offers 450 Welcome WestJet dollars, one-bring one with a companion voucher (yearly), and an annual round-trip companion voucher for any WestJet destination. The annual fee is $119.
RBC Rewards+ Visa – Up to 3,500 additional RBC reward points on going digital in the first 60 days. Earn one RBC reward for every dollar spent on grocery, gas, and drug store purchases and one reward for every $2 spent on other purchases. This card has no annual fee.
RBC Cash Back Preferred World Elite Mastercard – Unlimited cash back on spending. Annual fee – $99.
RBC Cash Back Mastercard – No annual fee, unlimited cash back, and up to 2% cash back on groceries.
RBC Visa Classic Low Rate Option – Low-interest rate on cash advances and purchases. The annual fee is $20.
RBC Avion Visa Infinite Privilege – 1.25 RBC rewards for every dollar spent. Enjoy luxury travel benefits and exclusive privileges. The annual fee is $399.
Signature RBC Rewards Visa – Insurance benefits, rewards like premium card, low annual fee of $39 (no fee for students and RBC Signature No Limit clients).
RBC Avion Visa Platinum – Earn 1 RBC point for every dollar spent. No blackout periods or seat restrictions. The annual fee is $120.
RBC Visa Platinum – No annual fee, premium insurance coverage for travel, car, and eligible purchases. Emergency travel assistance.
RBC Rewards Visa Preferred – 2,500 bonus RBC reward points on enrollment, extensive insurance coverage, $110 annual fee.
RBC RateAdvantage Visa – No annual fee, low variable interest rate, and purchase of a security and extended insurance.
RBC U.S. Dollar Visa Gold – Earn one RBC reward point for every U.S. dollar spent. Extensive insurance coverage including trip cancellation and 24/7 travel assistance. The annual fee is $65 USD.
WestJet RBC Mastercard – Up to 100 WestJet dollars. WestJet dollars on everyday purchases. Get an annual round-trip companion voucher for $199 for round-trip travel within Canada and to/ from the continental U.S. The annual fee is $39.
RBC British Airways Visa Infinite – Up to 60,000 bonus Avios. Get a companion award eVoucher. Earn 1 Avios for every $1 CAD you spend. The annual fee is $165.
RBC Cathay Pacific Visa Platinum – Up to 40,000 Asia Miles. Complimentary first-year Green Tier membership to Cathay Pacific’s exclusive Marco Polo Club. The annual fee is $120.
RBC Avion Visa Infinite Business – 25,000 welcome points upon enrolment. Earn 1.25 RBC reward points for every $1 spent. A suite of premium insurance (cell phone is covered). The annual fee is $175.
RBC Avion Visa Business – 20,000 welcome points upon enrolment. Earn 1 RBC reward point for every $1 spent with your card. No blackout periods. The annual fee is $120.
RBC Business Cash Back Mastercard – Earn 2% cash back on all your purchases for the first three months, thereafter, earn 1% cash back on all purchases. There is no annual fee.
RBC Visa Business – Low annual fee of $12. It is a flexible and affordable card. Access your account anytime, anywhere with ATM access.
RBC Visa CreditLine for Small Business – Earn 1 RBC rewards point for every $2 spent. Low-interest rate. There is no annual fee.
Frequently Asked Questions (FAQs)
Can I add additional users to my RBC credit card?
Yes. You can also set a credit limit for each user to control spending.
Can I reactivate a cancelled or closed credit card? How can I do it?
Yes, you can reactivate a cancelled or closed credit card by calling 1-800-769-2512.
How can I make payment for my RBC credit card?
- You can make the payment through the online banking option. Just click the ‘Pay Now’ button on your account summary and make the payment.
- You can also set up Autopay through your online banking account. The payment will be made automatically every month.
- Another option to make payment is to write a check and send it to the address mentioned on your credit card statement.
How can I redeem my RBC Reward points?
You can redeem your points via online banking. Follow the steps mentioned below:
- Sign in to your online banking account.
- Click on your credit card account.
- Select ‘I want to…’ and then select ‘View My RBC Rewards’ from the dropdown list.
- You can redeem your points by shopping for travel, gift cards, or get cash back.
How can I report a lost or stolen card?
In case your card is stolen or lost, inform RBC at 1-800-769-2553.